Do You Have Enough Home Insurance? A Beginner’s Guide to Reviewing Your Coverage.

A couple of years ago I believed that I was good to go when it came to home insurance. I had taken out a regular policy when I purchased my home, filled out the paperwork, paid the premiums, and didn't give it another thought. That changed one night when there was a heavy storm brewing and a massive piece of tree branch collapsed onto my roof in the middle of a thunderstorm.

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The Ultimate Guide to Choosing the Right Home Warranty

When I decided to buy my first house, I quickly ruled out getting a home warranty. My logic was simple: “Why should I pay extra for coverage when I already have homeowners insurance?” Fast forward a couple of years, and I found myself in a frustrating situation. Within a few months, the oven, dishwasher, and air conditioner all broke down and at that point, I bitterly regretted not rethinking my stance on home warranties.

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Budget-Friendly Ways to Boost Your Home’s Curb Appeal

A few years ago, I barely thought about what my home looked like from the outside. As long as the inside was clean and comfortable, I figured that was enough. But one day, a neighbor came over and casually mentioned how nice it would be if I repainted my front door. At first, I was a little embarrassed I hadn’t realized how dull and worn things looked. That was my wake-up call.

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What’s the Real Cost of Skipping a Home Warranty?

Last summer, one of my closest friends, Sarah, called me in a panic. It was the middle of summer, temperatures hitting 95°F, and her home’s HVAC system had completely died. She was sweating buckets, trying to figure out who to call and how much it would cost. When she finally got a contractor out, the estimate was over $5,000 for a full replacement money she didn’t have set aside.

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